About AARP

Founded in 1958, AARP is a nonprofit, nonpartisan membership organization that helps people 50 and over improve the quality of their lives.

AARP has grown to 40 million members and has offices in all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands.

As the nation’s largest membership organization for people 50+, AARP is leading a revolution in the way people view and live life after 50.

Vision, Mission, Motto

For more than 50 years, AARP has been serving its members and creating positive social change.

AARP’s mission is to enhance the quality of life for all as we age, leading positive social change and delivering value to members through information, advocacy and service.

We believe strongly in the principles of collective purpose, collective voice, and collective purchasing power, and these principles guide all organization efforts.

AARP works tirelessly to fulfill its vision: a society in which everyone ages with dignity and purpose, and in which AARP helps people fulfill their goals and dreams.

AARP speaks with one voice united by a common motto: “To serve, not be served.”

Learn more about Who We Are and What We Do.

AARP Privacy Policy

AARP Understands How Important Privacy Is to Our Members
We are committed to protecting your privacy and want to make sure that you understand how your membership information is used. We also want you to be aware that you have choices about how we use this information.
 
What Information We Collect
When you apply for membership, we ask for basic information such as your name, contact information, and date of birth. We keep track of your participation in AARP activities and member services so we can understand our members' interests and evaluate the effectiveness of our offerings. We also collect demographic information from other sources to help us learn more about member characteristics and needs. As explained in the Questions and Answers below, we may ask for additional information in your visits to AARP.org. All of this information helps us better serve our members and improve our programs.
 
Information Sharing
We share your personal information only with companies we have selected to provide official AARP member services or support AARP operations. Some of the providers of AARP member services, including many of those listed on our Products and Services area, pay a fee for access to our membership list. Our contracts with these companies require them to keep the member information strictly confidential, and allow them to use the information only to offer the contracted services to AARP and AARP members. We oversee the companies' compliance through our wholly owned subsidiary, AARP Services, Inc.
 
Other AARP affiliates, such as the AARP Foundation, may also have access to member information. Finally, we may release personal member information on the rare occasions when we are required to do so by law, or when necessary or appropriate to comply with legal process or to protect or defend AARP and its members. We do not sell or rent member information to telemarketers, mailing list brokers, or any other companies that are not offering AARP-endorsed services or benefits.
 
Your Choices
We respect your choices. If you do not want us to share your information with providers of AARP member services, you can contact us as specified below. You should then stop receiving AARP service provider mailings in about 14 weeks. (Note: If you request services or information from an AARP service provider directly, we may still need to confirm to the provider that you are an eligible AARP member). You may also elect not to receive information about AARP activities, such as legislative events and educational programs, or about the activities of other AARP affiliates like the AARP Foundation.
 
For More Information 
For more detailed information about our privacy practices, and about privacy on AARP.org, please review the frequently asked questions below. To exercise your choices, or ask questions about your membership information, please contact us online, by e-mail, by phone at 1-888-OUR-AARP (1-888-687-2277), or by mail:

AARP Membership Center
3200 E. Carson Street
Lakewood, CA 90712
 
Privacy and AARP.org - Questions and Answers
The following Questions and Answers address AARP and AARP.org privacy issues in more detail. We want to make sure that you understand the types of information that are collected at AARP.org, the ways in which that information is used and protected, and the choices that you have about this collection and use. Specifically, this privacy policy answers the frequently asked questions listed below.

 

In this policy, the terms "AARP," "we," "our," and "us" refer to AARP and its subsidiary, AARP Services, Inc. The terms "you" and "your" refer to AARP.org visitors like yourself.
 
1. Do I have to submit any personal information in order to use AARP.org?
You do not need to give us any information about yourself in order to access most of AARP.org. You can visit our pages, read our publications, and learn about our member services on a completely anonymous basis.
 
If you want to take advantage of some of the optional services available on AARP.org, however, we will sometimes request information that allows us to identify you ("personal information"). If you use the online form to join AARP or renew your membership, for example, we will ask for certain information to process your application (name, birth date, phone number, mailing address, e-mail address, e-mail permissions, and credit card number). If you register to receive e-mail newsletters, we will ask for your name, address, e-mail address, and birth date (or member number) so that we can send you the newsletters. We may also ask for personal information when you participate in other activities or services on AARP.org, such as surveys and discussion groups.
 
We also have relationships with certain providers and vendors that we have selected and approved to offer services and benefits on linked sites. On some of these sites, you may be asked to enter personal information in order to take advantage of their services or programs. If you decide to purchase services on the Web site of one of our member benefits service providers, the contracted member benefit provider offering the services may ask for your name, member number, address, and e-mail in order to contact you about the services. Examples of sites operated in conjunction with AARP Service Providers include: AARP Health Care Options and AARP Pharmacy Services. These sites may also have their own unique privacy policies that you should review.
 
Again, regardless of whether you are visiting AARP.org or an affiliated site, you do not have to disclose any personal information if you do not want to. You can always decide not to use the optional services that require the submission of such information. The choice is yours. We are only interested in offering you convenient online services that match your interests and needs.
 
2. Does AARP.org collect non-personal information, using "cookies" or otherwise?
We also collect other types of information that do not allow us to identify your name, e-mail address, or other personal characteristics. This "non-personal information" includes the number assigned to your computer whenever you access the Internet ("IP address"), and the type of browser you use. None of this non-personal information allows us to identify or contact you. We use this information to help us evaluate how AARP.org is being used. By gathering this information, we can learn, among other things, how many people visit AARP.org, which AARP.org pages are the most and least popular, and which other Web sites are the most frequent referral sources for AARP.org.
 
We may also assign a "cookie" to your computer in some situations. Like an IP address, a "cookie" is a kind of online identification tag that allows us to recognize your computer each time you visit AARP.org. For example, the AARP Online Community, that is, those registered users of AARP.org who submit personal profiles, or participate in message boards, journals, chat rooms, and user groups, uses cookies to recognize returning registered users of the site.
 
Unless you have already provided us with personal information on AARP.org or an affiliated site, cookies do not allow us to identify you by name, e-mail address, or other personal characteristics. We use cookies primarily to identify return visitors and make your AARP.org experience more convenient.
 
We use vendors for various purposes. For example, AARP uses a vendor to place AARP-approved banner advertisements on AARP.org. The cookies allow AARP to manage the delivery of these ads – for example, by counting the number of times a visitor has viewed different banners. If a visitor has viewed the same banner a number of times, AARP can use the vendor's system to automatically display different banners in the next visit. AARP has complete control over the banners that are placed on AARP.org through this system.
 
We also use a vendor to collect aggregate information about AARP.org usage – such as the most visited pages and features. This vendor also uses cookies and transparent image tags to collect this information. Like cookies, image tags do not allow us or the vendor to identify you by name or other personal characteristics. These vendors do not collect any personal information from members on AARP.org, and they do not share the non-personal information collected on AARP.org with anyone else for any other purpose.
 
If you are uncomfortable allowing cookies to be placed on your computer, read this article on AARP.org that explains how to set your browser so that it will not accept these cookies, or so that it will notify you whenever a web site is trying to use cookies. If you choose not to accept cookies, however, you may not be able to use certain features of AARP.org or linked sites. You will still be able to visit the general AARP.org pages on an anonymous basis, just as you have in the past.
 
3. How is this information used, and can I control the uses?
Our primary purpose in collecting this information is to provide you with the services you request, and to evaluate and improve other services that we offer. As explained above, for example, we ask for information so that we can process your membership application, send you the e-mail newsletters to which you have subscribed, and provide you with special offers for AARP members. We store your membership information in our computer files, and use this information to service your membership account, send you publications like "AARP The Magazine" and the "AARP Bulletin," and answer any questions you may have about membership.
We may also use this information for other purposes. For example, we may review demographic information, survey results, and statistical analyses of AARP.org usage in order to help us evaluate, modify, and develop services that are likely to be of interest to our members.
 
On occasion, we will also use your membership information to send you notices in the mail or by e-mail about special member benefits, discounts, and offers. If you do not want to receive these mailings, you can:
  1. e-mail us at member@aarp.org,
  2. call us at 1-888-OUR-AARP (1-888-687-2277),
  3. write to us at AARP Membership Center, 3200 E. Carson Street, Lakewood, CA 90712, or
  4. visit E-mail Updates on the Web.
If you have subscribed to any of the AARP.org e-mail newsletters, and would like to stop receiving them, follow the instructions at the bottom of each of the newsletters that you receive. Some affiliated sites may also send you promotional e-mails if you asked to receive them when you registered for their respective services. In addition, each issue of these e-mail newsletters or notices will always include instructions for unsubscribing. Again, these notices are designed to describe the benefits of AARP membership, but we do not want to send them to you if you are not interested in receiving them.
 
4. Is any information shared with other companies or organizations, and can I "opt out"?
AARP takes very seriously its responsibility to keep your personal information confidential and private. We do not sell or rent any of our members' personal information to telemarketers, mailing list brokers, or any other companies that are not offering AARP-endorsed services or benefits. As explained above, we share member information with the limited number of companies that we have selected to provide AARP member services. These "AARP Service Providers" include the insurance companies offering plans through AARP Health Care Options, and the financial institutions offering products through AARP Credit Card Services. Most of these AARP Service Providers are listed in our Products and Services page. Like most organizations, we also hire companies to provide certain administrative services that require access to member information, such as processing address labels, managing databases, and sending mailings ("approved vendors").
 
We require all of these AARP Service Providers and approved vendors to hold member information in strict confidence. These providers and vendors are contractually required to maintain the security and confidentiality of all member information, and are prohibited from using that information for any purpose other than providing the services specified in their contracts with AARP. We audit and monitor these companies to ensure that the member information is protected.
If you do not want us to share your personal information with AARP Service Providers, you can:
  1. e-mail us at member@aarp.org,
  2. call us at 1-888-OUR-AARP (1-888-687-2277),
  3. write to us at AARP Membership Center, 3200 E. Carson Street, Lakewood, CA 90712, or
  4. visit E-mail Updates on the Web.
If you ask us not to share your personal information, you should then stop receiving AARP Service Provider mailings in about 14 weeks. (Note: If you request services or information from an AARP Service Provider directly, we may still need to confirm to the provider that you are an eligible AARP member).
 
We may also disclose personal information when required to do so by law or when such action is necessary or appropriate to comply with legal process served on AARP, to protect and defend the rights or property of AARP, or to protect the personal safety of users of AARP.org. We reserve the right to contact the appropriate authorities in our discretion when visitors' activities appear to be illegal or inconsistent with our policies.
 
Finally, we may sometimes share aggregate statistics and non-personal information with the media, government agencies, advertisers, and other third-parties. For example, we may publish statistics on the number of members in various states, or the number of visitors to AARP.org. These aggregate statistics will not allow anyone to identify member names or other personal information.
 
5. What privacy policy rules apply when I "click" over to other web sites?
AARP.org includes links to other Web sites, some of which are operated by AARP Service Providers or approved vendors, and some of which are not. Sites operated by AARP Service Providers and approved vendors may also collect personal information, and may have their own privacy policies that differ from, and are not covered by, this privacy policy. It is important that you review any privacy policies on these sites carefully before you use any services or programs offered.
When you click to unaffiliated third-party sites, AARP is not responsible for, and has no control over, the information collection or privacy practices of that site. It is important that you review and understand the privacy policies posted on any linked sites you visit before volunteering any of your personal information. These sites may also collect cookies, or allow third-party advertisers on their sites to collect cookies. You can often find information regarding a site and its privacy policy on the site's home page. If you cannot find or do not like a site's privacy policy, you may prefer not to do business with, or offer information to, that site.
 
6. Do privacy protections exist in AARP's Online Community?
It is important to understand that the information you submit in personal profiles, message boards, journals, chat rooms, and user groups is publicly displayed. Your messages will be seen by people and organizations not related to AARP, and may be used by these third parties to contact you. As a result, you should be very careful about the information that you publish online. Because these unrelated parties will also see your "User Name" on any postings that you make in online discussions, you may not want to use your full name. You can use your first name only, or use an assumed name, if you like. Read the Terms of Service to learn more about using the AARP Online Community.
 
7. How does AARP.org protect security and confidentiality?
In order to protect your personal information, we use technologies and processes such as encryption, access control procedures, network firewalls, physical security, and other measures. These measures increase the security and privacy of information traveling to, from, and within AARP.org. Only our authorized employees or agents carrying out permitted business functions are allowed to access personal information. Employees who violate our privacy access policies may be subject to disciplinary actions, including termination when appropriate.
 
In order to interact with AARP.org, we require you to use a password to protect your account from unauthorized access by others. If you do allow others, including family or household members, to access AARP members-only services through your personal password or to use your membership account number, please understand that you are responsible for the actions of those individuals.
 
This privacy policy describes the types of information we currently collect, and the ways we use and protect that information. If you are uncomfortable with our policies and practices, please do not provide any personal information to us through AARP.org.
 
From time to time, we may collect different types of information and use that information in different ways – for example, when we add features or services to AARP.org. In these cases, we may edit this policy to explain the new practices. Because protecting members' privacy is very important to us, we do not expect major changes in policy. However, if we do make significant changes in our practices, we will include announcements on the AARP.org home page so that you will know to review the revised policy.
 
8. Whom can I contact with privacy questions?
If you have any questions or comments about your member information or this privacy policy, please send an e-mail by visiting AARP Membership, or writing to member@aarp.org, call us at 1-888-OUR-AARP (1-888-687-2277), or write us at the address listed above. We will do our best to investigate any complaint you may have and respond promptly to your concerns.
 
For more information about online privacy issues generally, we encourage you to visit the Web sites of the Federal Trade Commission, the Electronic Frontier Foundation, and the Electronic Privacy Information Center.

Terms of Service

1.  General

The website at www.aarp.org (the “Site”) is owned by AARP, is operated in part by AARP Services, Inc., and periodically contains information by or about The AARP Foundation and AARP Financial, Inc. (these four entities, along with their respective employees, are collectively “we”, “us”, or “AARP”). Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service. By using the Site, you agree to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available on or through the Site.

We reserve the right to modify these Terms of Service at any time, in which case the revised Terms of Service will appear on the Site. Continued use of the Site after we post any such changes will constitute your acceptance of the Terms of Service, as modified.

2.  Intellectual Property Rights

(A) AARP’s Limited License to You. This Site and all the materials contained on it are our property and/or the property of our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. We provide the Site for personal noncommercial use only. You may only use this Site and the materials on it as authorized by us. You may not use this Site or the materials on it in any manner that violates the privacy rights, publicity rights, copyrights, trademark rights, patent rights, contract rights, or any other rights belonging to us or a third party. We reserve the right, at any time and without notice, to suspend, cancel, or terminate your right to use the Site (or any portion of the Site) for violation (whether repeated or not) of copyrights or any other rights belonging to us or a third party. Unless authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. Information about permission to reproduce or distribute materials from the Site can be obtained by emailing webmaster@aarp.org.

(B) Your License to AARP. By posting or submitting any material (including, without limitation, text, photos and videos) to the Site, you represent and warrant: (i) that you are the owner of the material, or that the owner of the material has consented to your use; and (ii) that you are thirteen years old or older. You will be solely responsible for any damages resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from any uploading, posting or submission. 
When you submit or post material, you grant to us the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display it (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology. This grant shall include the right to exploit any proprietary rights in any such material. You also grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or submissions by name, email address or Membername, as we deem appropriate.

(C) Notice of Copyright Infringement. If you are a copyright owner who believes your copyrighted material has been reproduced, posted or distributed via the Site in a manner that constitutes copyright infringement, please report the violation to our designated copyright agent by sending written notice by U.S. Mail to AARP, 601 E Street, N.W., Washington, D.C.  20049, Attn: Corporate Counsel, or by email to CorporateCounsel@aarp.org. Please note that the contact information provided in this paragraph should only be used for reporting suspected copyright infringement. Contact information for other matters is provided elsewhere in these Terms of Service or on the Site.

Please include the following information in your written notice:
(1) a detailed description of the copyrighted work that is allegedly infringed;
(2) a description of the location of the allegedly infringing material on the Site;
(3) your contact information, including your address, telephone number, and, if available, email address;
(4) your statement that you have a good-faith belief that the allegedly infringing use is not authorized by the copyright owner, its agent, or the law;
(5) your statement, made under penalty of perjury, affirming that the information in your notice is accurate and that you are authorized to act on the copyright owner’s behalf; and
(6) an electronic or physical signature of the copyright owner or someone authorized on the owner’s behalf to assert infringement of copyright and to submit the statement.

(D) Restrictions on Linking and Framing. You may establish a hypertext link to the Site, provided that the link does not state or imply any sponsorship of your site by AARP. However, you may not frame or inline link to any of the content of the Site, or incorporate into another website or other service any of our material or intellectual property without the written permission of AARP.

3.  Message Boards and Other Interactive Features

This Site may include interactive features, including, but not limited to, message boards, web logs, email services, and areas that allow uploading of user-generated content (the “Interactive Features”). You are responsible for any material that you post on message boards or provide through any other Interactive Features on the Site. We do not control the messages, information or files that you or others may provide through the Site. This Site, including its Interactive Features, shall be used for lawful purposes only; you shall not: 

• Engage in any conduct that, in our sole judgment, restricts or inhibits any other user from using or enjoying the Site.
• Post or transmit any material that violates our rights or the rights of others, including, without limitation, privacy rights, publicity rights, copyrights, trademark rights, patent rights, contract rights, or any other right.
• Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
• Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site.
• Use the Site in an unlawful, threatening, or abusive manner, including without limitation, to promote racism, bigotry, hatred or physical harm of any kind against any group or individual.
• Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.
• Obtain or attempt to obtain any materials or information not intentionally made available through this Site.
• Use the Site to post or transmit any vulgar, obscene, or otherwise objectionable information of any kind, including without limitation, any transmissions that encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law.
• Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.
• Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.
• Engage in advertising or commercial solicitation of any product or service, or to solicit donations of any kind on the Site, without our written consent.
• Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

We shall have the right, but no obligation, to monitor the content of the message boards or other Interactive Features to determine compliance with this Agreement and any other operating rules we establish. We shall have the right in our sole discretion to edit, refuse to post or remove any material submitted to or posted on the message boards or other Interactive Features of the Site. Notwithstanding this right, users shall remain solely responsible for the content of their messages. We neither endorse nor are responsible for the accuracy or reliability of any opinion, advice or statement on the message boards or other Interactive Features of the Site, whether it is provided by us, our employees, or a third party. Under no circumstances will we be liable for any loss or damage of any kind caused by reliance on information obtained through postings on the message boards or other Interactive Features of the Site. We are not responsible for any offensive, defamatory or obscene posting made on the message boards or other Interactive Features of the Site. We reserve the right at all times to disclose any information we believe necessary to satisfy any law, regulation or governmental request, or to refuse to post or to remove any information or materials, in whole or in part, that in our sole discretion are inappropriate, objectionable or in violation of these Terms of Service. We also reserve the right to deny access to the Site or any features of the Site to anyone who violates these Terms of Service or who, in our sole judgment, interferes with the ability of others to enjoy our website or infringes the rights of others. Neither we nor any third party content provider shall assume or have any liability for any action or inaction by us or any third party content provider with respect to any conduct, communication or posting on the message boards or other Interactive Features of the Site. 

4.  Registration and Passwords

To access certain features of the Site, we may ask you to provide personally identifiable information such as your name, email address, zip code, and date of birth. You will provide true, accurate, current and complete information about yourself for any registration form located on the Site. If we suspect that information you provide is untrue, inaccurate, or incomplete, we may, in our sole discretion, suspend or terminate your account and refuse all current or future use of the Site. Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

You may need a username and password to use certain features of the Site. By registering on the Site, you agree that you will not (i) select or use a member name or e-mail address of another person with the intent to impersonate that person; (ii) use a user name or e-mail address subject to the rights of any person without authorization; (iii) use a member name in violation of the intellectual property rights of any person; or (iv) use a member name that we, in our sole discretion, deem inappropriate or offensive. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You will notify us immediately of any unauthorized use of your password or account or any other breach of security. We assume no liability for any loss or damage arising from any unauthorized use of your password or account by a third party.

Use of Directories

The information contained in any directories that may be provided on the Site is provided for visitor information only and is not to be used for marketing or telemarketing applications. This information may not be copied or redistributed and is provided “AS IS” without warranty of any kind. Neither we, nor our suppliers, will be liable in any way with regard to such information.

5.  Disclaimers

The Site may provide links to web sites maintained by third parties. Any information, products, software, or services provided on or through third-party sites are controlled by the operators of such sites and not by us or our subsidiary companies. When you access these third-party sites, you do so at your own risk.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING MESSAGE BOARDS, OR THE SERVERS THAT MAKE THE SITE AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  WE EXPRESSLY DISCLAIM LIABILITY FOR ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. EACH USER SPECIFICALLY ACKNOWLEDGES THAT WE ARE NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER THIRD PARTIES, SUBSCRIBERS, MEMBERS OR OTHER USERS OF THE MESSAGE BOARDS AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH EACH USER. 

WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES ABOUT THE CORRECTNESS, ACCURACY, TIMELINESS, OR RELIABILITY OF THIS SITE OR THIRD-PARTY SITES. USE OF ANY INFORMATION ON THE SITE OR THIRD-PARTY SITES IS AT THE USER’S OWN RISK. UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE.

You must provide and are solely responsible for all hardware and/or software necessary to access the Site. You assume the entire cost of and responsibility for any damage to, and all necessary maintenance, repair or correction of, that hardware and/or software.

Any financial information provided on the Site is for informational purposes only, and is not intended for trading or investing purposes, or for commercial use. The Site should not be used in any high risk activities where damage or injury to persons, property, environment, finances or business may result if an error occurs. You assume any and all risk for your use of financial information provided on the Site.

Nonpartisan Organization

AARP is a nonprofit, nonpartisan organization that helps people 50+ have independence, choice and control in ways that are beneficial and affordable to them and society as a whole.  AARP does not endorse, support, or oppose political candidates or parties, and does not have a PAC.  

6.  Third Party Sites

Certain sections of the Site may provide links to sites of third parties where you may be able to purchase online many different types of products and services that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of any product or service offered or provided by a third party. If you make a purchase from a merchant on a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, and the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by the merchant.  A merchant that offers or sells products or services through the Site may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. For more information about a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly. You agree that neither we nor our affiliates are responsible for any damages that you incur, and you will not assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site.

7.  Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY COMPANIES, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING ITS MATERIALS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY COMPANIES OR AFFILIATES IS LIMITED TO THE GREATEST EXTENT THAT IT CAN BE LIMITED UNDER SUCH STATE LAW.)

IN NO EVENT WILL WE OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THE SITE OR RELATED ONLINE SERVICES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE MESSAGE BOARDS OR OTHER INTERACTIVE FEATURES, OR OUT OF THE BREACH OF ANY WARRANTY. 

IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

8.  Termination

We may, at any time and without notice, suspend, cancel, or terminate your right to use the Site (or any portion of the Site). In the event of suspension, cancellation, or termination, you are no longer authorized to access the part of the Site affected by such suspension, cancellation, or termination. In the event of any suspension, cancellation, or termination, the restrictions imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

9.  Other Terms

This agreement constitutes the entire agreement between us and you with respect to the subject matter contained in this agreement and supersedes all previous and contemporaneous agreements, proposals and communications, written oral. You also may be subject to additional terms and conditions that may apply when you purchase and/or use the products or services of a third party that are provided on or through the Site. In the event of any conflict between any such third-party terms and conditions and these Terms of Service, these Terms of Service shall govern. This agreement shall be governed by and construed in accordance with the laws of the District of Columbia without giving effect to any principles of conflicts of law. If any provision of this agreement shall be found unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. The foregoing provisions of these Terms of Service are for our benefit and the benefits of our affiliates, third party content providers and licensors, and each shall have the right to assert and enforce such provisions directly on its own behalf.

 

Copyright Information

The contents of all material available on www.aarp.org are copyrighted by AARP. Copyright is not claimed as to any part of an original work prepared by a U.S. or state government officer or employee as part of that person's official duties.

For AARP publications, including "AARP The Magazine" and the "AARP Bulletin": all rights reserved under the Berne and Pan American copyright conventions. Reproduction in whole or part without permission is prohibited.

For all other www.aarp.org content: all rights are reserved and content may be reproduced, downloaded, disseminated, or transferred, for single use, or by nonprofit organizations for educational purposes, if correct attribution is made to AARP.

Close